Fake Hail Damage Roof

Fake roof damage schemes are becoming a serious fraud according to the 2009 questionable claims comparison report issued by the national insurance crime bureau nicb.

Fake hail damage roof.

However determining whether your roof has sustained damage from a hailstorm may be a little more difficult. The number of questionable insurance claims involving hail damage jumped 202 percent from 256 to 772 from 2008 to 2009 and those are just the ones that are known. Gutters are also susceptible to hail damage. May be evident as the loss of metal coatings by hail scouring dents in metal roofing dents in wood shingles or shakes or broken clay or concrete tile roof coverings.

It s important to keep your roof in top condition to avoid structural deterioration that may cause leaks. Wind and hail damage. Cosmetic hail damage refers to damage that does not affect the viability of the roof to perform its function. Many insurance companies will consider paying for a roof that has been damaged by hail but it must be correctly assessed.

Because seamless gutters are frequently feature aluminum or copper construction the signs of hail damage include telltale denting. In 2013 the american association of insurance services introduced a cosmetic damage exclusion to allow insurers to avoid coverage for cosmetic damage. Hail damaged metal roofing tile roofing wood shingle or shake roofs.